Illinois Car Insurance

At United Auto Insurance, we offer top quality auto insurance services at the lowest possible price right here in Chicago. Our Team who also lives in Chicagoland is dedicated to helping drivers find the perfect insurance plan to meet their needs.
We've got you covered with affordable options – including Full Coverage, Liability and SR22 auto insurance. Don’t miss out on the opportunity to secure great protection. Contact us today for your Free Quote.
What Auto Insurance is Required in Illinois?
In Illinois, it's important for all drivers, no matter their age or experience, to have valid auto insurance. All Drivers in Illinois must have car insurance that meets state minimum coverage.
At United Auto Insurance, we can help you find the minimum coverage to keep you safe and legal on the road. Below are the basics of what you need:
- Bodily Injury Liability: $25,000 per person and $50,000 per accident
- Property Damage Liability: $20,000
- Uninsured Motorist Bodily Injury: $25,000 per person and $50,000 per accident
- Uninsured Motorist Property Damage: $15,000 with a $250 deductible
Making sure you have a policy that meets these requirements is key to staying protected and legal on the roads in Illinois. Drive safely, knowing you're covered!
United Auto Insurance Coverage in Illinois
When finding you auto insurance coverage plan that meets your needs, we will focus on four main types of coverage: Liability Coverage, Medical Payments, Uninsured Motorists Coverage, and Coverage for Damage to Your Vehicle. You have the freedom to select the coverage amounts that fit your budget.
Types of Vehicle Insurance
We offer a comprehensive range of auto insurance for Chicagoland residents. Our Illinois auto insurance plans include:
- Full Coverage Insurance: A policy that combines liability, collision, and comprehensive coverage for greater financial security on the road.
- Liability Coverage: Insurance protection covers damages or injuries you may cause to others in an accident, helping you meet legal requirements and protect your assets with affordable liability coverages.
- SR-22 Filings with the State of Illinois for our customers who need this protection. Specialized SR-22 filings for drivers who must prove financial responsibility due to certain violations to comply with state requirements.
- Motorcycle Insurance: Coverage for Illinois motorcycle insurance for Full and Liability coverage of customers who "live to ride."
- Commercial Auto Insurance: Full coverage for businesses that use vehicles for work purposes, protecting company assets and employees while on the road for complete commercial insurance.
Illinois Car Insurance Quotes
At United Auto Insurance, we can help you in finding the best vehicle insurance in Chicago that fits your unique situation and budget. Contact us to learn more about our services and get a Free Quote!
Car Insurance Discounts in Chicago
Are there car insurance discounts available to you? United Auto Insurance will work to find you any applicable discounts that are right for your situation such as:
- Multi-Car Discount: You can earn a discount when you insure two or more vehicles on the same auto insurance policy. Call today for more information.
- Safe Driver Discount: You and the drivers listed on your policy can earn a discount when you keep a good driving record for a certain period. Discount amounts will vary and are automatically applied when you are qualified. Call today for more information.
- Car Insurance Renewal Discount: You will earn a discount when you keep your coverage for a certain period with no lapses in coverage. Discount amounts will vary and are automatically applied when you qualify. Call today for more information.
Illinois Insurance Verification System
The Illinois Insurance Verification System (ILIVS) is a comprehensive statewide database that verifies the insurance status of registered vehicles in Illinois. If you have received a notice from them, it’s time to contact us at United Auto Insurance. . .we can help you.
Why United Auto Insurance?
United Auto Insurance provides top quality insurance at the lowest possible price for everyone, from teen drivers to seasoned adults. Our flexible options, including last-minute coverage, make finding the right policy as easy as 1, 2, 3. With low down payments, easy monthly payments and instant coverage over the phone or online, we’re here to help you find the right policy – whether you're a new driver or have years of experience.
Free Auto Insurance Quotes in Chicagoland and Illinois
Get your Free Quote today if you're in Illinois! Seize this opportunity and save on your coverage!
Illinois Car Insurance FAQs
Frequently asked questions when choosing Illinois car insurance.
What Illinois car insurance coverage is right for me?
Based on your specific needs, United Auto Insurance can help you find the right coverage plan based on your age, experience, miles driven, driving record, budget and more.
What is the best car insurance in Illinois?
For the best and most cost-effective auto insurance in Chicago and Illinois, reach out to the experts at United Auto Insurance.
How can I qualify for discounts on auto insurance in Illinois?
Discover our many discounts on auto insurance, from save driver discounts to multi-car discounts and more.
What factors influence my auto insurance rates in Illinois?
Several factors affect your auto insurance rates, including location, age, vehicle type, coverage limits and deductibles, driving record and more.